Loans/Mortgages
PÓŁNOC Nieruchomości S.A. offers a full customer service everything under “one roof” starting from needs identification, advising, offer choice, property valuation, purchase finalization and finally mortgage pay off. The company has signed an agreement with an expert on loans and mortgages Expert S.A.
Money Expert S.A. owns 12 branches in Warsaw, Poznań, Łódź, Katowice, Wrocław, Lublin, Szczecin, Kraków and Gdańsk and outside Poland, as the only one company, in Dublin.
The main services include advising on mortgage loans and help in setting investment strategies. At present money Expert S.A. has an offer of almost 20 selected banks offering most interesting suggestions. A range of products is constantly increasing for selectively chosen products. Mortgages loans services are free of charge. The company does not charge deposit. Money Expert S.A. serves clients no matter the loans value. The company wants to be the Client’s Financial Advisor for the whole life. For the company it is vital to stress the quality of service.
Money Expert is a key partner of many financial institutions. This position has allowed for negotiating very attractive conditions for Clients. Very often our offers are more beneficial than these given by other direct financial institutions.
Our assets are:
- Lack of any charges for provided services. We are remunerated by the financial institutions. In effect, a client is advised and served out of any charges.
- Most lucrative financial offers on the market at one place.
- Help in making a choice of most favorable mortgage loan considering: currency, interest rates, mortgage pay off, mortgage application revision or other priorities agreed with a client.
- Showing advantages and disadvantages of particular mortgage loans.
- Help with filling out an application form/ documents.
- Finalization of signing an agreement with a bank without any useless formalities.
You may take advantage by using the help of our advisors:
Home loan
Please apply for a home mortgage loan if you would like to:
- Purchase a building lot, an agricultural-building lot or a recreational lot
- Purchase a house or a flat from the primary market or the secondary one
- Build a house
- Build a house with a developer
- Renovate, modernize or rebuild a house or a flat
- Adapt utility rooms to living quarters
- Repay the mortgage earlier
- Refinance investment expenditure to the previously named and recover the money.
Consolidated loan
A USEFUL WAY TO MATCH EXPENSIVE LOANS IN ONE CHEAPER LOAN.
Consolidated loans enable to repay any loans due to:
- Loan limit
- Credit card
- Cash loan
- Car loan
- House mortgage loan, consolidated, mortgage loan
ONE LOWER REPAYMENT INSTALLMENT! ONE REPAYMENT DAY!
Investment loan
Investment loan is offered to: developers, housing cooperative, housing community. This loan is advised for:
- Financing commercial properties with the aim of selling or letting them
- Financing utility real estate
- Financing housing complex, single family housing estate with the aim of being sold or let by developers
- Purchasing a building lot (built-up area and vacant plot)
- Purchasing detached technical infrastructure objects
- Financing real estate purchasing cost and housing projects implementation
- Repayment installments of the mortgage loan
Mortgage loan
- for any aim
- allows for repayment of any loan liabilities
Special offers
For clients who perform public trust professions (i.e. lawyers, certified property experts, expert auditors, tax advisors, chemists or doctors) loans without income confirmation but only on the client’s declaration.
Business locum
This loan might be used to:
- Purchase a usable real estate from the primary or secondary market with the area of 200m2 in lawyer office, attorney practice, counseling practice, medical practice, real property appraisal, chemist’s, real estate agency, tax auditors office
- Adapt an already purchased office to run business
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